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Westpac passes on rate pain to customers after interest rate hike

Updated: Oct 20, 2022


Westpac customers will be feeling the pinch of newly increased rates after the bank moved to pass on the interest rate hikes to customers. Both new and existing customers will see their home loan variable interest rates rise by 0.25 per cent per annum. The increase matches the 0.25 per cent interest rate hike implemented by the Reserve Bank of Australia earlier this month. In passing the full rate increase onto customers, Westpac said it would continue to review home loan products with a view to changing market conditions.

Westpac has passed on rate pain to home loan customers. Picture: NCA NewsWire/Bianca De Marchi “In making these decisions, we consider multiple factors including the need to manage pricing changes in a sustainable way,” the bank said in an email to customers. “These changes reflect the continued increase in funding costs.” Yet there was silver lining for deposit customers, who will see their savings get a much-needed boost from the rate rise.


Eligible customers between 18 and 29 years old will be able to bask in the benefit of a 0.25 per cent increase to 3.75 per cent per annum. Customers with Westpac Life will also see an increase to 2.6 per cent while the eSaver variable rate will get a small boost to 2.55 per cent.




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